A.G. Adjustments (AGA) is providing the below documents for your convenience and for informational purposes. Please be aware that each U.S. state or territory has unique legal procedures and requirements. AGA does not guarantee the effectiveness (or legality) of each of these documents in every (or any) U.S. state or territory. AGA advises all creditors to be familiar with what document/contract types are considered legally binding for the states in which they do business, as well as what contract elements may or may not be permissible in each of those states.Following you will find samples of collection letters and documents that will help you in collecting past due accounts. We suggest you follow the order as listed.