AGA helps businesses recover the maximum amount of money in the minimum amount of time, while protecting their customer relationships and keeping them informed every step of the way. Too many credit executives today are missing out when it comes to collections — whether it’s the recoveries, the visibility into their accounts, or simply the level of service they receive, and it’s costing them money. To bring in the results they’re looking for, it takes a partner with sharper skills, higher standards, and smarter systems. Only AGA brings all three to every collection. That’s why over 3,000 companies, including some of the largest names in industries ranging from food & beverage to technology to distribution to healthcare, continue to rely on us year after year. AGA. Bring it in.™


It was 1972, and Al Gerstel had an idea. He had been working as a credit manager on New York’s 34th Street, extending credit to apparel companies – and he saw how hard it could be to get those same companies to pay. Collection agents were constantly calling to offer their help. But Al decided he could do a better job himself.  So, he started working after hours to build his own agency.

Al quickly earned a reputation for outstanding client service that lasts to this day. When Al unexpectedly died in 1990, his two sons, Marc Gerstel and Robert Gerstel respectively, committed to carrying on their father’s legacy. Having grown up in the business stamping envelopes as kids, they would now take the reins and lead AGA into a new era of growth as one of the nation’s leading collection agencies.  In March 2019, AGA was acquired by Trivest, a private equity firm.


Our seasoned staff have been with our company for an average of over 8 years – that’s 3 times longer than the industry average. This means you’ll get access to some of the most experienced professionals in the industry. You’ll have a personal connection with the collectors assigned to your placements, and have the ability to communicate with them directly online in real time about the ongoing status of your case.


Our proprietary online reporting portal, the AGA Dashboard, is unmatched in the industry. The Dashboard is fully customizable to give you the reports and visibility you need, affording you full transparency and connectivity when you need it. You’ll never have to wonder about the status of your case – all of the information you need is available at the push of a button. Learn More About the AGA Dashboard.


We have decades of experience, but we don’t ever stop learning. We’re actively involved in the debt collection industry, always striving to improve our processes and knowledge to get better results. Our membership, certifications, and partnership with industry associations gives our employees the opportunity to continue learning the latest industry information and methods. A few of these associations include the IACC, the CLLA, the CCC of A and the Credit Research Foundation.

A.G. Adjustments LTD, State of Nevada License Number: CAD11736
Sean Morris, State of Nevada Compliance Manager, License Number: CM12780



IAB is a full-service, nationwide accounts receivable outsource service provider that focuses on resolution, recovery, and the management of deductions, accounts receivable disputes, and the invoice collection process.


AGA is a proud platinum sponsor of the Credit Research Foundation. CRF is the foremost non-profit, member-supported, education, and research association dedicated to the credit and financial management community. Since 1949, the Credit Research Foundation has emphasized the important role of education and research activities to aid business credit, accounts receivable and customer financial managers.


The Graphic Arts Association is the only regional trade association for the printing industry serving Pennsylvania, Central and Southern New Jersey and Delaware. The mission of the Graphic Arts Association is to provide business relationships, expertise and education that ensure the strength and profitability of member companies in the graphics, print and digital communications industries in DE, PA and NJ.


Printing Industries Association of California is our state organization that helps PIA/SD members deal with government legislative and regulatory issues such as sales and use tax, hazardous communications, hazardous waste disposal and air quality management.


Printing Industries Association, Inc. of Southern California is the trade association for the graphic arts community in Southern California as well as Clark County in Nevada. Founded in 1935 and incorporated in 1944, today PIASC is the largest graphic arts trade association in the country, serving the interests of more than 1,200 member companies.


HighRadius® is a Fintech enterprise Software-as-a-Service (SaaS) company which leverages Artificial Intelligence-based Autonomous Systems to help companies automate Accounts Receivable and Treasury processes. The HighRadius® Integrated Receivables platform reduces cycle times in your order-to-cash process by automating receivables and payments processes across credit, electronic billing and payment processing, cash application, deductions, and collections.