The recent outbreak of natural disasters left certain areas of the country reeling. No power, no water, and blocked roads resulted in no way to distribute product or services, and no way to collect receivables. Businesses both large and small were in a panic. Why? No cash flow. How are they going to get paid?...Read More

Your internal efforts have failed to collect a severely past due account, it’s time to call in a professional. But who should you call, your corporate/general counsel, a collection attorney or a collection agency? Let’s look at all three and determine what your best course of action is. USING YOUR CORPORATE/GENERAL COUNSEL  Corporate counsels are...Read More

“We have lien rights and we don’t need collection agency”.   “We have credit insurance and we don’t need a collection agency”, “We factor our receivable, so we do not need a collection agency”.   Are any of these statements 100% accurate?  We hear these statements all the time and the answer is no. Chasing debts can...Read More

We usually associate credit fraud with the impact it has on individuals in the form of identity theft or phishing scams and the personal financial problems it causes, but what about businesses? What is the incidence of B2B credit fraud and is it a major problem? Yes, it is a major problem. According to credit...Read More

Introduction As a commercial collection agency, the primary way AG Adjustments (AGA) helps our clients is through the collection of their seriously delinquent debt. One of the ways that our clients can aid in our collection efforts is by having their customers fill out a credit application that provides measures of protection and will increase...Read More

“Cash is King” and if you are not maximizing your cash flow it can have serious repercussions on your operations and bottom line. Most companies, in particular SMBs, wait too long to aggressively go after their slow paying accounts. As it cost’s 4x as much to bring on a new customer as it does to...Read More

This is a common-sense approach to the problem of determining whether a customer is about to become a collection problem.  Companies that have a cash flow problem must choose which vendors they will continue to satisfy and which vendors they will not. If a company has insufficient cash on hand to pay all of their vendors on...Read More

On December 7th at 9 AM PST, The Credit Management Association (CMA)  will host AGA’s Vice President Sam Fensterstock who will talk CMA members through best practices in collections that will help show: The effects of write-offs on a company’s profits. What happens when a customer becomes delinquent? Why will a commercial collection agency collect...Read More